the best payment gateway

The Payment Gateway (PG) enables merchants, corporate and Government entities to process online
transactions via the use of debit (ATM) and credit card payments. PG supports online payment whether
on the Internet or any other electronic channel such as Interactive Voice Recognition (IVR), kiosk, and
call center with secure protection and integrity. Even more, the Gateway can be customized to
accommodate and fit the payment process requirements of any entity.

How Does It Work?
Payment Gateway checks for validity, encrypts transaction details, ensures they are sent to the correct
destination and then decrypts the responses which are sent back to the shopping cart / billing / account
system. It is integrated with a variety of shopping cart software, databases, Internet merchant accounts
and protocol exchange servers. Further on, it is also certified by VISA and MasterCard for the electronic
commerce transactions via the Internet, by mandating all their rules and protocols as per VbV (3D
Secure) protocol of VISA and SecureCode protocol of MasterCard.

What Are The Advantages Of The Payment Gateway?
 Secure and reliable real-time transaction processing.
 Easy report generation, payment settlements and account reconciliation process.
 Enables multiple-currency payments.
 Customized gateway as per the payment process requirements of individual entities.
 Integrates with other channels such as website, IVR, Kiosks, Call Center, Mobile Devices and
Batch processing.
 Protects merchants or corporations from any misuse or fraud attempts.
 Supports customer dispute.

How To Apply?
As an e-acquirer:
Applicant will have to sign an institution level agreement with MoneyPay to become an e-acquirer. Being
an e-acquirer enables the financial institution to accept and process online payments for merchants,
corporations and Government entities customers. After signing the agreement MoneyPay will do all the
necessary technical set-up to activate the Gateway and allow the financial institution to link their
Gateway client to their system.

As a service user:
Merchants, corporations or Government entities have to sign an agreement with one website of the authorized
financial institution and acquirer members of MoneyPay. After signing the agreement MoneyPay and
the authorized Financial Institution will do all the necessary technical set-up to enable the merchant or
corporate website, IVR, kiosk or any other channel, and start receiving and processing online
transactions, including the financial settlement.

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